Joyce Tee is Managing Director, Group Head of SME Banking and oversees the bank’s SME banking businesses across the region.

Joyce started her career at Grant Thorton providing management consultancy and financial advisory solutions to small businesses and entrepreneurs in the US, working closely with the Small Business Administration and the US Department of Commerce. She later joined a Regional Bank in Houston Texas for 8 years with her last position as their Senior Credit Officer.

After spending 12 years in the US, she returned to Singapore and worked with OCBC Bank’s enterprise banking unit for four years, covering the offshore marine and commodities sectors.

She joined DBS in 2004 and most recently headed the bank’s shipping, aviation and transportation businesses. Under her leadership, these business lines contributed substantially to the bottomline of the corporate banking franchise. Tee has also built trusted relationships with major industry players, including some of the world’s largest aircraft lessors, who tap on DBS to diversify their funding sources and access the capital markets in Asia.

Joyce has a Bachelor of Science Degree in Finance and Decision Science (Cum Laude) and a Master’s Degree in Finance from the University of Oregon.