Vishal Kapoor has 22 years’ experience in strategic planning, risk management, and capital planning advisory. He is currently heading the audit teams for Risk and Finance in DBS at the Group level. He has spend time in auditing, banking and consulting. As part of consulting, his assignments have included work with the Group CEO, Group CFOs of banks and with regulators in the region., conducted programme reviews for Basel II and provided over 2000 hours in ICAAP/ Basel III/ liquidity training to senior management and the board of various banks. Previously, he held key positions with JP Morgan, Standard Chartered, Deutsche Bank, and Credit Suisse. He holds an MBA degree from University of Chicago Booth School of Business and a Chartered Accountant degree.